I have been getting a lot of misleading mail… I have to say, I don’t appreciate the postal shenanigans! If I do business with you, fine, send me something. If not, stop making it seem like I do!
I, and most of you, get a ton of junk mail. Some of those sending the junk take GREAT pains to make it look like it is important to you. Well, usually it is a big rip off. Here are a few that I really don’t like:
- Something that looks like it came from my lender – they put your lender’s name up at the top so it looks like it came directly from them! I actually get mail still referencing 2 lenders ago… It always sounds like a good deal, but I would put money on it being nothing but more shenanigans.
- A letter offering to help recover unclaimed money from the State. This is SOOO easy to do yourself! Fill out the silly form and mail it in and they send you a check!!! Go check and see if you have something – my husband and my sister both got some money! http://scoweb.sco.ca.gov/UCP/Default.aspx
- Additional offers from my very own lender. Fine, I said before that it’s okay to send me stuff if I do business with you – but I meant bills and necessary correspondence – not extra offers that would allow me to pay you more money more often… Thanks anyway.
- I heard about another shenanigan involving property tax bills – it’s been bad enough that Placer County had to post a notice on their website. I have some links on my site: http://www.barnesfamilyappraisal.com/TaxAssessment
Please, do not send money to anybody until you know the whole story. I refinanced and before I ever got a bill from my new lender I received a notice from my “new lender” saying I would make all payments to them. It was true – and this happens often – my lender immediately sold the loan to somebody else before I had a chance to make any late payments (any payments at all…). But before I cut them a check, I called my prior lender and made sure. And I used the number I had in my file, not the one on the letter from the “new lender”.
Here is the basic rule – if it is not something you were expecting, maybe it is just shenanigans.
